Data Science3 min read
Implementing automated credit decisioning: A Data Science Approach
Designing an automated credit decisioning system with gradient boosted trees — from manual review to real-time scoring in production
Cyril Noirot
May 3, 2017
Designing an automated credit decisioning system with gradient boosted trees — from manual review to real-time scoring in production
No spam. Technical articles on forecasting, pricing, and decision systems.
Why retailers can't escape markdown pricing—a deep dive into the lifecycle, inventory, and pricing constraints that shape modern retail optimization strategies
Understanding why retail revenue functions are concave, how this property enables convex optimization, and the network flow interpretation that powers modern markdown pricing algorithms
How retailers transform predictive demand models into prescriptive pricing decisions through stochastic programming, jointly optimizing markdown prices and inventory allocation under uncertainty